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Insurance & investments

One trusted advisor for every milestone

From life cover to smart investments and motor protection — Shamsher helps Jammu families choose the right plan, the honest way. Explore everything Prosperity Planners offers.

LIC of India Health Insurance Mutual Funds Car Insurance
01
Life & savings

LIC of India in Jammu

Secure your family's future with life insurance and guaranteed-savings plans from India's most trusted insurer. Shamsher helps you pick the plan that truly fits your goals and budget — for protection, savings, retirement or your child's future.

Enquire about LIC plans
What we help with
  • Term & whole-life cover
  • Endowment & money-back
  • Pension & retirement plans
  • Child & education plans
  • Tax benefits under 80C
  • Guaranteed maturity returns
02
Health & medical

Health Insurance & mediclaim

A single hospital bill shouldn't undo years of savings. Get cashless mediclaim and family-floater cover with the right sum insured for your family — plus Shamsher's personal help when it's time to claim.

Enquire about health cover
What we help with
  • Individual & family floater
  • Cashless network hospitals
  • Critical-illness cover
  • Top-up & super top-up plans
  • Senior-citizen plans
  • Personal claim support
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Wealth & investing

Mutual Funds & SIPs

Grow your wealth steadily with goal-based investing. Whether it's a monthly SIP or a lump sum, Shamsher helps you invest with a clear plan for retirement, your child's future, or long-term wealth — explained in plain language.

Start an SIP

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

What we help with
  • SIP & lump-sum investing
  • Goal-based planning
  • ELSS tax-saving funds
  • Equity, debt & hybrid
  • Regular portfolio review
  • Long-term wealth building
04
Motor protection

Car Insurance & renewals

Quick, affordable motor cover with instant renewals and hassle-free claims. Comprehensive or third-party — Shamsher gets you the right policy at the right price, and helps when you need to claim.

Get a car insurance quote
What we help with
  • Comprehensive & third-party
  • Instant policy renewals
  • Zero-depreciation add-on
  • Cashless garage network
  • Quick claim assistance
  • Best-price comparison
How it works

Simple, honest, start to finish

No pressure and no jargon — just clear guidance from someone who's done this for years.

01

Talk to Shamsher

Share your goals and questions over a call or WhatsApp — free, no obligation.

02

Compare options

He lays out suitable plans side by side, in plain language.

03

Choose with confidence

Pick the plan that fits your family and budget — nothing oversold.

04

Lifelong support

Renewals, reviews and claim-time help, for as long as you need.

Questions

Frequently asked

Which insurance plan is best for my family?
It depends on your age, income, dependents and goals. Shamsher reviews your situation and recommends the right mix of life, health and savings cover — never a one-size-fits-all policy.
Do you help at claim time?
Yes — this is where it matters most. Shamsher personally guides your family through the claim process, start to finish, so you're never left figuring it out alone.
Can I start a SIP with a small amount?
Absolutely. You can begin a mutual-fund SIP with a modest monthly amount and increase it over time. Shamsher helps you set a goal and pick suitable funds.
Do you serve all of Jammu?
Yes. Prosperity Planners is based in Jammu and serves families across the city and surrounding areas — in person, by phone or on WhatsApp.
Is there any consultation fee?
No. The first consultation is completely free and with no obligation. You only proceed if a plan is right for you.
Ready when you are

Not sure which plan you need?

Let Shamsher help you decide — a free, no-obligation consultation in Jammu.

Call 94197 97242 WhatsApp now