These Terms & Conditions govern your use of the Prosperity Planners website (prosperityplanners.in). By accessing or using this website, you accept these terms in full. If you disagree with any part, please do not use the website.
01About our services
Prosperity Planners, founded by Shamsher, acts as an insurance and investment advisor / intermediary, helping clients in Jammu choose suitable LIC, health insurance, mutual fund and car insurance products. We are not the insurer, asset management company or product issuer; all products are provided by the respective companies subject to their own terms.
02Use of the website
You agree to use this website only for lawful purposes and not to:
- Misuse, disrupt or attempt to gain unauthorised access to the website;
- Submit false, misleading or unlawful information;
- Copy, reproduce or distribute our content without permission.
03Information is not advice
The content on this website is provided for general information only and does not constitute personalised financial, legal or tax advice. Any decision to purchase a product should be made after a proper consultation and review of the relevant product documents.
04Insurance & investment products
All insurance and investment products are subject to the terms, conditions, eligibility and approval of the respective insurer or asset management company. Insurance is the subject matter of solicitation. Mutual fund investments are subject to market risks — please read all scheme-related documents carefully.
05Intellectual property
All content on this website — including text, logos, graphics and design — is the property of Prosperity Planners or its licensors and is protected by applicable laws. You may not use it without our prior written consent.
06Third-party links
This website may link to third-party sites for your convenience. We do not control and are not responsible for their content, products or practices.
07Limitation of liability
To the maximum extent permitted by law, Prosperity Planners shall not be liable for any direct, indirect or consequential loss arising from your use of, or reliance on, this website or its content. Product performance and returns depend entirely on the respective insurers and markets.
08Indemnity
You agree to indemnify and hold harmless Prosperity Planners from any claims or losses arising out of your misuse of this website or breach of these terms.
09Governing law & jurisdiction
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts at Jammu, Jammu & Kashmir.
10Changes to these terms
We may revise these Terms & Conditions at any time. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.
11Contact us
Questions about these terms? Contact Shamsher, Prosperity Planners — Jammu. Phone: +91 94197 97242 · Email: shamsher@prosperityplanners.in.